TIAA-CREF's Advisor Services is ideally suited to help you meet clients' college savings needs. TIAA-CREF Tuition Financing, Inc. manages a number of state-sponsored 529 college savings plans, including Connecticut, Georgia, Kentucky, Michigan, Minnesota, Oklahoma, Tennessee, and Vermont. The Advisor Services unit has a staff who will work with you on every aspect of using these plans to meet client needs. We provide downloads of client account data via DST. Call us today at 877 ADVS-529, or e-mail us at Advisor529@TIAA-CREF.org.

Investors should consider the investment objectives, risks, charges, and expenses before investing in a 529 college savings plan. Contact 1-877-ADVS-529 for a disclosure booklet containing this information. Read it carefully.

Before investing in a 529 college savings plan, you should consider whether the state you or your designated beneficiary reside in or have taxable income in has a 529 plan that offers favorable state income tax or other benefits that are only available if you invest in that state's 529 plan.

The tax information herein is not intended to be used, and cannot be used by any taxpayer, for the purpose of avoiding tax penalties. It was written to support the promotion of TIAA-CREF Managed 529 plans. Taxpayers should seek advice based on their own particular circumstances from an independent tax advisor.

TIAA-CREF Tuition Financing, Inc. (TFI) is the program manager and Teachers Personal Investor Services, Inc. is the primary distributor.