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OPEN AN IRA

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Take 15 minutes to open an IRA online
Open an IRA
  • Traditional IRA
    Allows your contributions and earnings to grow tax deferred. For people who expect to be in a lower tax bracket in retirement and anticipate taking distributions at age 70 1/2. Find out more
  • Roth IRA
    Offers after-tax contributions and allows earnings to grow tax free with no required distribution at age 70 1/2. For people who expect to be in an equal to higher tax bracket after retirement. Find out more
Open an IRA
Need help?
Call 1 800 842-2888
Monday through Friday
8 a.m. - 10 p.m. (ET) and Saturday, 9 a.m. - 6 p.m. (ET)
Self-employed?
By U.S. Mail
Print out accompanying forms and mail completed forms to TIAA-CREF.
Download an IRA enrollment form (PDF):
Download Application
Important Information
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TIAA-CREF Lifecycle Funds
A simplified "one decision" strategy for investing.

Contact us

Call 1 800 842-2888
Monday through Friday,
8 a.m. - 10 p.m. (ET) and
Saturday, 9 a.m. - 6.pm. (ET)
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