Open a TIAA-CREF Keogh Retirement Account

Before You Begin

For Employers:

1. Ensure you are eligible.
2. Make sure you have the following information on hand:
   • Employer Federal Tax ID #
   • Name and address of the employer
   • Social Security Number
   • Beneficiary name(s), date of birth and Social Security Number
3. Read these important documents:
   • Prospectuses for the CREF Accounts (PDF) and TIAA Real Estate Account (PDF)
   • Federal Register Notice for the TIAA Real Estate Account (PDF)
   • Keogh prototype plan and IRS approval letters (PDF)
   • TIAA-CREF Privacy Policy (PDF)
   • TIAA-CREF Business Continuity Policy (PDF)

Please note: Remember to sign the Consent to Electronic Delivery document in the forms package. If you prefer to receive these documents by mail, or have any questions about your enrollment, please contact us at 1 800 842-7782 Monday through Friday 8 a.m. to 8 p.m. (ET). Generally, you can roll over or transfer funds from another Keogh or qualified retirement plan, 403(b) plan, government 457(b) or conduit IRA, to a Keogh with TIAA-CREF. Please consult your tax advisor or legal counsel regarding any potential tax considerations involved.

New Accounts

For Employers: To open a new TIAA-CREF Keogh retirement account, you must first establish or adopt your plan and then enroll in the plan. To do this, download the state-specific forms and complete the Adoption Agreements (Adoption Agreement for the Prototype Plan, and, EGTRRA Adoption Agreement), Election to Participate in the Trust (required regardless of the type of Keogh plan you create) and the enrollment form. Choose the type of plan you want to establish:

For Employees: Please contact your employer to enroll in the plan.

Roll Over or Transfer Funds

Generally, you can roll over or transfer funds from another Keogh or qualified retirement plan, 403(b) plan, government 457(b) or conduit IRA, to a Keogh with TIAA-CREF. Please consult your tax advisor or legal counsel regarding any potential tax considerations involved.

Before rolling over or transferring funds from another Keogh to one with TIAA-CREF, consider how a rollover differs from a transfer, and then decide which is more to your advantage. Also, if you are considering terminating an existing plan, you might want to think about whether you should move your Keogh assets to another Keogh or to an IRA. Finally, review the provisions of your current Keogh plan to see how they may affect the rollover or transfer.

Transfer/Rollover to TIAA-CREF Form (F11092) (PDF)

Make a Contribution

Use this coupon when you contribute to your existing Keogh using a personal check.

Keogh Remittance Voucher (A11516) (PDF)