Rolling Over IRAs and Asset Consolidation
You’re content with your TIAA-CREF or other employer retirement plan, but you've got a variety of other tax-deferred assets—and you're getting closer to retirement itself. Where can you find the more sophisticated, customized services you need to manage your significant assets?
An IRA from TIAA-CREF Trust Company may be what you're looking for. An IRA is an Individual Retirement Account used to hold tax-deferred investments without incurring income taxes or early withdrawal penalties when you are changing jobs or retiring.
Our services include a wide range of investment options that enable your portfolio to be rebalanced as your investment horizon and risk tolerance change. Consolidating your retirement assets under one professional manager gives you access to the information and guidance to help make the most of your retirement plan.
The benefits of rolling over assets to an IRA with TIAA-CREF Trust Company include:
- Personalized, professional portfolio management
- Increased investment flexibility
- Consolidated account with a single, comprehensive account statement
When you consolidate your retirement accounts by rolling over assets to an IRA with TIAA-CREF Trust Company, you don't just gain access both to individual securities and low cost mutual funds, you receive ongoing allocation assistance to ensure that your portfolio is positioned to meet your future financial goals. TIAA-CREF Trust Company can help you determine your mandatory distributions, can give you advice about taking withdrawals from your accounts, and can discuss beneficiary designations with you.
If you want to roll qualified funds into an IRA, TIAA-CREF Trust Company can develop a portfolio customized to meet your needs. You’ll work directly with an assigned team, including a Portfolio Manager and Account Officer who can draw on the advice of tax and estate planning experts to make sure all issues are considered in setting up your IRA. Our staff can also advise you on how to integrate your IRA rollover most effectively into your overall financial picture, including employer-sponsored and voluntary retirement plans.
Benefits of Opening an IRA With TIAA-CREF Trust Company
